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Month to Month Merchant Processing

Accepting and processing credit card and debit transactions can be an expensive cost for all businesses including Oceanside; so much so that on October 1st 2011 congress passed the Durbin amendment named after Illinois congressman Dick Durbin. It is an amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. This law reduces by 50% the average amount that retailers (i.e. the restaurant owner) pay for debit card transactions. Though this law helps protect you, there are many facts you should know about the credit card processing industry.

The Durbin amendment affects the interchange rate charged by the acquiring banks, however many parties involved in the processing network get a small cut of eachPOS Merchant Accounts transactions fee aside from the interchange rate. This includes the person that sold the credit merchant account, the company they work for as well as other possible parties.

As a consumer and restaurant owner, who do you trust? It is a tough situation to be in as we have been there too. Though it is easy to find a company that will offer great rates, it is benneficial to partner with a company that has other inclusive services you cannot find anywhere else. This is why we process our own credit card transactions through Mercury Payment Systems and the reason why we recommend Mercury to provide you with your credit, debit and gift card processing services.

Why Oceanside Chose Mercury for our Own Processing Solution


It is easy for companies to promise better rates; they all do it. However, it is challenging to match the added services and benefits that Mercury offers their customers because Mercury focusses on the point-of-sale industry and invests in their employees. They are a professional company and we are proud to have partnered with them to offer restaurant, bar and quick-service owners an exceptional processing service.

Call Oceanside at 1-888-YOU-OCEAN or click here to email us for more details about Mercury's Merchant services that are directly integrated into Oceanside POS ®.